Why would someone need this service?
To assist you in successfully obtaining a re-mortgage. We will also act for the mortgage lender who will be providing the new mortgage to you.
How does the process work and what are the steps?
The process will begin with your mortgage lender. The lender will instruct us to act for you (the borrower) on their behalf. In this regard, the lender will instruct us to carry out some searches and to undertake some due diligence enquiries on the property for which a re-mortgage is being obtained.
How long does it take?
Following our receipt of instructions the entire process should take approximately two weeks to complete. During this period of time you will be kept fully updated as to how matters are progressing and how far away we are from completing on the re-mortgage.
If there is a delay, for whatever reason, we will notify you of this immediately and inform you as to what is being done to resolve any issues which have caused the delay. To ensure the process proceeds as quickly as possible it is advisable to instruct us at the same time as your re-mortgage is being processed.
Is it expensive? How do the costs work?
We will charge a fixed fee for our service. The price payable will depend upon whether the property is freehold or leasehold, the value of the property and whether or not the property is currently let to tenants. Please contact us for a no obligation quote by telephone or by email [email protected].
Why are Grant Saw the best people for the job?
The conveyancing team at Grant Saw pride ourselves in being friendly and professional. We are very experienced in successfully assisting our clients obtaining a re-mortgage on their properties. On instruction you will be allocated to a member of our team who will be personally assigned to you from start to finish. Grant Saw is pleased to be a valued panel member for all mortgage lenders in England.
Whilst we are aware that some mortgage lenders offer a “free” conveyancing service to their customers to process a re-mortgage, we are frequently informed by clients who instruct us in place of their mortgage providers, that in retrospect, they would have preferred to have asked us to act in the first place due to the perceived delay that they have experienced.